Weekly benefits are divided into three groups—temporary total disability, permanent total disability, and temporary partial disability.
- Temporary Total Disability: Temporary total benefit payments are made as long as that disability lasts or until the maximum payable amount is reached. The maximum payable amount is 156 weeks for people injured on or after December 23, 1991.
- Permanent Total Disability: If the employee continues to be totally disabled after reaching the maximum amount payable for temporary total disability, he or she receives further benefits under the category of permanent total disability. However, most insurance companies will not pay these benefits unless they are ordered to do so by the Industrial Accident Board after medical evidence is presented to prove that you are totally disabled and will remain totally disabled for the foreseeable future. If you are awarded these benefits, your weekly rate of compensation would increase to 2/3 of your average weekly wage, and you would also receive COLA payments.
- Temporary Partial Disability: If the employee can work, but is not able to earn as much as he or she earned prior to the injury or illness due to enduring pain or side effects, he or she can receive partial disability payments. If you were injured on or after December 23, 1991, these payments are made for as long as the partial disability lasts or for 260 weeks, whichever comes first.